Recent Questions

Clear, Expert Answers from the Luxury Estate Turkey Legal Team on Title Deeds, Citizenship, and Safe Investment.
02.09.2025

Can a resale apartment be transferred to me while the seller still has an active bank loan? If yes, how is the lien handled at the title office?

Luxury Estate Turkey
Luxury Estate Turkey
Legal Team of Luxury Estate Turkey
Yes. Either close the seller’s loan before transfer or complete a same-day payoff during the tapu appointment with the bank’s release letter. If financing is involved, your new mortgage is registered while the seller’s lien is removed, so the deed never sits encumbered without a release.
05.09.2025

I receive a pension abroad. For a residence permit based on home ownership, do I need a Turkish bank account and locally issued health insurance?

Luxury Estate Turkey
Luxury Estate Turkey
Legal Team of Luxury Estate Turkey
A local account helps with proof of means and utilities. Foreign policies can be accepted if they include the migration office phrases; otherwise purchase a compliant Turkish policy. Keep translated statements and policy certificates ready.
09.09.2025

For citizenship by investment via real estate, can multiple properties be combined, and how are valuations verified?

Luxury Estate Turkey
Luxury Estate Turkey
Legal Team of Luxury Estate Turkey
Yes, you can combine compliant assets purchased within the valid period. Each must have an SPK-licensed valuation and a “no-sale” annotation for the required term. Payments must be banked and traceable. We coordinate the reports, annotations, and file assembly.

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Luxury Estate Turkey
Legal Team —Luxury Estate Turkey
Real-estate law & foreign buyer procedures
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